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If you are Homeowner struggling to deal with a sharp increase in your adjustable mortgage payments, and are staring down the barrel of a foreclosure notice, then maybe National Mortgage help can provide a resource to help you..

The mortgage crisis is most severe in subprime mortgages, loans provided to borrowers with weak credit, but it is now spreading to other types of mortgages, according to a quarterly report released by the Mortgage Bankers Association.

WASHINGTON -- Congress returned from vacation with a series of proposals that could reconfigure the mortgage market, suggesting lawmakers are in a mood to make substantial changes in the wake of the summer's subprime mess. Mortgage help could be coming soon in the form of interest rate cuts.

mortgage resources Mortggage help for you!, At National Mortgage Help, we are here to help you find information concerning your mortgage woes, your foreclosure questions and any issues you may have concerning your current mortgage, loan or banking issue. Because things are changing so quickly in the mortgage and loan industry and because it so volatile right now with the high number of foreclosures. You need to have up to date information on what you can do to stem the tide of foreclosure and change things for the better. National Mortgage Help can provide the resources you need to get out from under your financial crisis. Use the site as much you need, and check back frequently for updates.

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Mortgage rates up for first time in 4 weeks NEW YORK (Reuters) - U.S. mortgage rates rose for the first time in four weeks but remained below 5 percent, a key level that may spur home loan demand and help the hard-hit U.S. housing market recover.

Interest rates on U.S. 30-year fixed-rate mortgages averaged 4.92 percent for the week ending October 15, up from the previous week's 4.87 percent, according to a survey released on Thursday by home funding company Freddie Mac

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Mortgage Applications Dip as Rates Rise Above 5%, Demand for mortgage applications was unable to keep pace with the five-month peak reached in final week of September, according to the Mortgage Bankers Association on Wednesday. The weekly survey said rates for a 30-year mortgage moved above 5% for the time in four weeks, driving down the indexes for new mortgages, refinancing, and purchases. Average mortgage rates for a 30-year loan moved up to 5.02% in the week ending October 9. Higher rates helped drive applications down 1.8%, following a 16.4% surge in the prior week’s survey.

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Servicers Lobby for Interest-Only Modifications

By Kate Berry

Bank of America Corp. and JPMorgan Chase & Co. want to expand a government program designed to prevent foreclosures by adding a feature popular during the bubble years: interest-only periods.

People who might not otherwise qualify for the Treasury Department's Home Affordable Modification Program would make the cut if the rewritten loans allowed them to pay interest only for the first few years, executives from the companies argue.

"We would see a significant pickup in terms of mods with an IO feature," Doug Potolsky, the senior vice president of capital markets at JPMorgan Chase's mortgage unit, said at the Mortgage Bankers Association convention in San Diego this week.

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